Klarna offers a simple, interest-free way to split your purchase into four equal payments, made every two weeks — with no hard credit check required to get started. For larger treatment packages, Klarna also offers longer-term financing options that allow you to spread payments over several months. Applying takes just seconds at checkout, and approval decisions are made instantly. Klarna is a great fit for clients who want a straightforward, low-friction way to get started on a treatment series — like Accent Prime body sculpting, SkinPen microneedling, or chemical peel packages — without paying the full amount upfront.

Affirm is designed for clients who want transparent, predictable monthly payments with no hidden fees, no late charges, and no surprises. After a soft credit check that does not impact your credit score, Affirm presents you with clear financing terms — typically ranging from 3 to 36 months — so you know exactly what you will pay each month before you commit. Interest rates vary based on the plan selected and your credit profile, and some plans are offered at 0% APR. Affirm is particularly well suited for more comprehensive treatment investments, such as a full GLP-1 medical weight loss program, a complete Alma TED hair restoration series with Nutrafol support, or combined treatment packages that span multiple services.

Afterpay lets you receive your services now and pay in four equal, interest-free installments due every two weeks — with no interest and no fees as long as payments are made on time. There is no application process and no credit check, making it one of the fastest and most accessible financing options available. Afterpay is ideal for clients looking to get started with individual treatments or starter packages — such as an energy shot series, an injectable appointment, or an introductory facial or peel — without waiting until the full amount is on hand.